Property Detail

1360 Santa Victoria #3

Chula Vista CA 91913

$769,000

Status: Active

Property Details

Description

RARE OPPORTUNITY - APPROX. 4% FHA ASSUMABLE LOAN! 4 BEDROOMS + EXPANSIVE BONUS LOFT | 2,342 SQ. FT. | MONTECITO AT OTAY RANCH Welcome to Montecito at Otay Ranch! This beautifully upgraded three-story townhome offers 4 spacious bedrooms, 3.5 bathrooms, PLUS an expansive third-floor loft, all within 2,342 square feet of thoughtfully designed living space! The versatile loft provides the perfect additional family room, children's playroom, media room, or flexible living space, complete with a built-in projector and surround sound. The beautifully upgraded kitchen features marble-look quartz countertops, designer herringbone backsplash, stainless steel appliances upgraded in 2022, generous cabinetry, and a walk-in pantry. Rich wood flooring, plantation shutters, and stylish finishes enhance the home's inviting interior. The primary suite offers a custom walk-in closet, dual vanities, soaking tub, and separate shower. Additional highlights include a private patio, dedicated laundry room, and attached two-car garage with storage and Tesla EV charger. Enjoy Montecito's resort-style amenities, including pools, spas, clubhouse, fitness center, and parks, all conveniently located near Otay Ranch Town Center, shopping, dining, and entertainment! FHA ASSUMABLE LOAN - 4%: Discover exceptional space, style, and versatility in this beautifully upgraded three-story townhome in the desirable Montecito community of Otay Ranch. Offering 4 bedrooms, 3.5 bathrooms, and 2,342 square feet of thoughtfully designed living space, this residence features an additional expansive third-floor loft, providing a flexible second living area without sacrificing any of the four bedrooms. The beautifully appointed kitchen showcases marble-look quartz countertops, an elegant herringbone backsplash, stainless steel appliances upgraded in 2022, generous cabinetry, and a spacious walk-in pantry. Rich wood flooring, plantation shutters, and tasteful interior finishes create a warm, contemporary atmosphere throughout. The spacious primary suite offers a walk-in closet with custom built-in organizers, dual vanities, a soaking tub, and a separate shower. One of the four bedrooms also features custom built-in bookshelves, making it an ideal home office, library, or creative retreat. A standout feature is the expansive third-floor loft, complete with a built-in projector and surround sound system. This versatile space can serve as a second family room, children's playroom, media room, gaming lounge, or additional entertaining area. Additional features include a private patio, dedicated laundry room, attached two-car garage with generous storage, and installed Tesla EV charger. Residents enjoy access to Montecito's community amenities, including swimming pools, spas, clubhouse, fitness center, and neighborhood parks. Conveniently located near Otay Ranch Town Center, shopping, dining, entertainment, and recreational opportunities. The property is part of two homeowners associations: Tosara II Owners Association and Montecito at Otay Ranch Community Association, with combined regular dues currently reported at $299.76 per month. The current annual Mello-Roos assessment is reported at $3,361, separate from HOA dues. Buyers are encouraged to independently verify all association fees, assessments, and community amenities. With four bedrooms PLUS a separate bonus loft, modern upgrades, and an exceptional amount of flexible living space, this Montecito townhome offers a wonderful opportunity to enjoy the Otay Ranch lifestyle!

Map Location

Listing provided courtesy of Tulane Joseph of The Agency. Last updated 2026-10-16 08:16:41.000000. Listing information © 2025 CRMLS.

Ever Eternity

Ever Eternity

CA DRE# 01794748

1111 Prospect St, Suite 100 La Jolla,
​​​​​​​CA 92037

858.688.4113

Contact Me
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Welcome

Meet Ever

Ever Eternity is Your Local Real
Estate Professional

Whether it's your first townhouse, vacation property or coastal dream home, I will work to find the property that's best for you. I am able to anticipate and fulfill each of my clients needs, in order to find the perfect home for them and their family. I am here to work with you, to find the best fit for you, and am excited for the opportunity.

People choose to work with me for my full service expertise, experience and ethics. My base of loyal customers is the reason I am successful in this competitive sales market.

​My attention to detail allows me to find dream homes for buyers, and build thorough home marketing plans for my sellers. I have great pride in my negotiation skills and believe in transparency and full disclosure throughout each deal. I value open communication with my clients and welcome questions from start to close.

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"My Mom passed away 1/31/21 needless to say it was a very difficult time for me. I needed help selling my mothers home. I reached out to Ever and he stepped up big! From the beginning he was a true professional great communication skills, great attitude, always made time for me and answered any questions I had. He showed compassion for my situation and went above and beyond to make things as easy as possible for me. Go with Ever you won’t regret it!"

"I worked with Ever through the process of an Estate Sale and sale of a condominium. Throughout the experience he and his team were extremely helpful. I had never been involved with an estate sale previously and was working with the additional factor of not being local. After an initial meeting I was able to deal with he and his team remotely which simplified the entire process and experience. Any questions or issues I had were very quickly addressed and resolved. My entire experience was very positive. Thank You!"

"Ever was simply excellent. He is thorough, approachable and very knowledgable of the house buying process. We appreciated his manner and help throughout our purchase process - he never made us feel pressured to select a house and helped us find a perfect match. He was especially helpful when we needed to juggle urgent travel during the Escrow process, helping us set up power of attorney. We would recommend Ever to any type of buyer and will certainly use him for any future real estate needs that we have."

"I worked with Ever through the process of an Estate Sale and sale of a condominium. Throughout the experience he and his team were extremely helpful. I had never been involved with an estate sale previously and was working with the additional factor of not being local. After an initial meeting I was able to deal with he and his team remotely which simplified the entire process and experience. Any questions or issues I had were very quickly addressed and resolved. My entire experience was very positive. Thank You!"

"My Mom passed away 1/31/21 needless to say it was a very difficult time for me. I needed help selling my mothers home. I reached out to Ever and he stepped up big! From the beginning he was a true professional great communication skills, great attitude, always made time for me and answered any questions I had. He showed compassion for my situation and went above and beyond to make things as easy as possible for me. Go with Ever you won’t regret it!"

"Ever has been my agent through two purchases and one sale. He has a keen sence of the market and knows how best to price and time sales and purchases. He makes sure to get the job done and places the most importance on making his satisfying his clients wishes to the best of his ability. He works well with escrow, property managers, and whomever he needs to speak with."

"Working with Ever was a joy. We had a number of unexpected challenges during the process of selling our house and Ever was consistently there to help, guide, and support us. He was always available for consultation and never lost sight of the immediate issues nor the long term goals. Ever was an exemplary professional in every way and I would highly recommend him."

"Working with Ever was a great experience. Selling our Mom's house was emotionally difficult for us. Ever guided us thru the process and made it smooth and easy as possible for us. He responded to all of our questions with professionalism and knowledge. He kept us informed of every action during the sale. We trusted his advice and insights and he delivered on everything he said. The sale was quick and smooth and we couldn't be happier. We highly recommend Ever. He definitely knows his business."

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